For independent insurance agencies
Stop reconciling commission statements by hand.
You send us the statements. We match every line to a policy in your book, chase what does not reconcile, and hand you a closed month — with what each producer is owed and what the carrier still has not paid.
Send us a month of real statements and we will show you your own book reconciled, before you decide anything.
The month-end problem
Every carrier and MGA pays on its own schedule, in its own format, with its own idea of what a policy number looks like. Somebody in your agency opens each statement, finds the policy, ticks it off, and works out who gets paid what.
It is slow, it is invisible when it goes right, and it is expensive when it goes wrong — an underpayment nobody caught is money the agency simply never received.
What usually goes wrong
- — A carrier pays a different rate than the one quoted, and nobody notices for three terms.
- — A policy cancels, the commission is clawed back, and the producer has already been paid on it.
- — An endorsement changes the premium and the commission is calculated on the old one.
- — A statement line matches nothing in the book, so it is quietly set aside and forgotten.
How it works
This is a managed service, not software you have to run. The work is ours.
01
You send us the statements
However they arrive - PDF, spreadsheet, a carrier portal download. Forward them, or drop them in a folder we watch. There is nothing to install and no format to conform to.
02
We do the reconciliation
We read every line, match it to the right policy in your book, and chase what does not match. That is the part that eats a week of somebody’s month, and it is the part you stop doing.
03
You get a closed month
A reconciled ledger, what each producer is owed, and a list of what the carrier still has not paid you for. Sign in whenever you want to see where it stands.
Why this is different
Built by an agency, for agencies
This runs CGM Insurance Agency’s own book every month. It was not designed for software sales teams and adapted afterwards - it started as the tool we needed and could not buy.
The carrier formats are already learned
A carrier lays its statement out the same way for everyone. Every quirk we have worked out - a negative commission column, a transaction id glued to a policy number, a total row that is not a line item - applies to your statements the day you start.
The statement is the source of truth
What the carrier actually paid replaces what anyone expected to be paid. Estimates are useful until the money lands; after that they are noise, and we stop showing them to you as if they were real.
You do not learn a system
We do the work. Your people keep writing business. The software is there when you want to look at it, not another thing to be trained on and kept up to date.
See it with your own statements
The fastest way to judge this is to watch it reconcile a month of your own book. Send us the statements you already have and we will show you the result.
Email sales@ezcommissions.io